About Emkan
Emkan app offers you a one stop shop that delivers all your financial needs in one place! with easy and secure app experience. You will get your loan in no time, without salary transfer with a push of a button! Emkan has...
Emkan app offers you a one stop shop that delivers all your financial needs in one place! with easy and secure app experience.
You will get your loan in no time, without salary transfer with a push of a button!
Emkan has your back, whether you have an existing loan or you work in private or public sector.
App Features:
• End-to-end digital experience: you can apply for a loan, track your request, sign your contract, execute and receive your loan amount digitally.
• Fast & easy approvals: if you're eligible, you can obtain your loan fast & easy!
• Easy requirements: Emkan accept customers that:
- Work in public, private and military sector
- Saudi or Expats
- With starting salary of 2,000 SAR, without salary transfer
- Don’t need a guarantor.
• Better user experience: easier steps and less requirements with the ability to modify your information and loan amount.
• Flexible loan amount with competitive rates: Emkan Loans starts from 2,000 SAR up to 1.5 Million SAR!
*** Get an easy and fast personal loan even if you have an existing loan!
Personal Finance:
Top up Product:
Minimum and maximum period of repayment 6 to 60 months
Maximum APR: 22.76%
Administrative fees: 1% or 5,000 SAR of the loan amount.
Example:
Salary: Less than 10,000 SAR
Loan amount: 30,000 SAR
Financing period: 12 months
APR: 22.76%
Micro Product:
Minimum and maximum period of repayment 3 to 24 months.
Maximum APR: 41.70%
Administrative fees: 1% or 5,000 SAR of the loan amount.
Example:
Loan amount: 30,000 Sar
Financing period: 12 months
APR: 41.70%
Monthly Installment: 3,100
Re-finance Product:
Minimum and maximum period of repayment 6 to 60 months.
Maximum APR: 21.42%
Administrative fees: 1% or 5,000 SAR of the loan amount.
Example:
Salary: 10,000 SAR
Existing loan amount: 64,000 SAR
Additional loan amount: 80,000 SAR
Financing period: 5 Years
Monthly installments: 2,183.33 SAR
APR: 21.42%
*** Or buy whatever you want with selected merchants with easy installments!
Retail Finance:
Minimum and maximum period of repayment 3 to 36 months.
Administrative fees: 1% or 5,000 SAR of the loan amount.
Example:
Salary: 2,000 SAR
Loan amount: 2500 SAR
Financing period: 36 months
Monthly installments: 120.83 SAR
APR: 40.38%
*** Love cashback? get Emkan Ucard and get 0.5% up to 2% cashback on your local & international payments!
Credit Card:
Maximum APR: 57.53 %
Example:
Card limit: 10,000 SAR
Monthly purchase rate: 2.99%
Minimum payment amount: 5%
APR: 57.53%
and much more for you to discover while using Emkan. Download it now!
Previous Versions
Here you can find the changelog of Emkan since it was posted on our website on 2020-10-24 08:30:19.
The latest version is 3.7.1 and it was updated on 2024-04-22 13:09:10. See below the changes in each version.
Emkan version 3.7.1
Updated At: 2024-03-24
Changes: We updated the app as often as possible to make it even better for you. Here are a couple of the enhancements you'll find in the latest update:- Enhancing user experience and security enhancements
Emkan version 3.6.0
Updated At: 2024-02-18
Emkan version 2.0.24
Updated At: 2022-05-08
Changes: Continuous application improvements and enhancements.
Emkan version 2.0.21
Updated At: 2022-01-13
Changes: We update the app as often as possible to make it even better for you. Here are a couple of the enhancements you'll find in the latest update:
- Enhanced user experience and bug fixes
- Introducing the update mobile number feature pre-login
- Enhanced and more secured registration process
Emkan version 2.0.20
Updated At: 2021-12-16
Changes: We update the app as often as possible to make it even better for you.
Here are a couple of the enhancements you'll find in the latest update:
- Enhanced user experience and security enhancements
- Adding the OTP purpose in the SMS messages shared
Emkan version 2.0.18
Updated At: 2021-12-02
Changes: We update the app as often as possible to make it even better for you.
Emkan version 2.0.12
Updated At: 2021-08-30
Changes: We update the app as often as possible to make it even better for you. Here are a couple of the enhancements you'll find in the latest update:
- Improved messaging across the app
Emkan version 2.0.11
Updated At: 2021-08-23
Changes: We update the app as often as possible to make it even better for you. Here are a couple of the enhancements you'll find in the latest update:
- Improved messaging across the app
- Updated FAQs section
- Enabling decline feature at pre-qualified offer and pending document stages
- Enhanced user experience and security enhancements
Emkan version 2.0.10
Updated At: 2021-08-15
Changes: Enhancing user experience
Emkan version 2.0.4
Updated At: 2021-04-30
Changes: Login Security Enhancements
Disclaimer
Official Google Play Link
We do not host Emkan on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Google and passed their terms and conditions to be listed there. We recommend caution when installing it.
The Google Play link for Emkan is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
If you have questions regarding this particular app contact the publisher directly. For questions about the functionalities of apps112.com contact us.
